The $20 Coursiv App Cost Me $120

A reddit report about a rental scam that cost someone $20.0. Learn how to avoid falling victim.

Everyone, I know.. there are posts about how surface level and ineffectual Coursiv is, but the Coursiv.io app was $20 and I’m 36yo and thought it was a fair price to see how the different apps were best used and to see some tips on how. Now I’m $120 deep.. This was a mistake. As many know. Using what may be assumed to be a ‘buy it now’ or ‘add to cart’ styled button, they immediately start charging your card rather than prompt a “you sure?” window. I’ve been charged $49.99 USD twice (2x), once for “AI Tools” and then separately for “AI Complete Tools” (now that I have the tools, I’m charged the same for the tools with the prompts that will be my savior). Since I gave my card information once, it seems they assumed both charges would be confirmed by one click. The predatory behavior lies in: - simulating a “buy it now”-esque button - one-click charge to card for products not advertised - use of a ‘one-click-purchase’ 'buy it now' button that takes up a large portion of phone screen and is within 'thumb-distance' of usable (and pre-purchased) tools. TLDR The $20 buy-in is a scam, nothing new here. If you engage with the web-app (where the link directs you) past initiation, you could accidentally be charged $100. I’m the idiot, don’t be me.

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1

Never click links or download attachments from unsolicited emails

2

Report suspicious emails to your email provider

3

Check for spelling errors and poor grammar in emails

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