I Found $15K in Fraudulent Insurance Claims

A reddit report about a rental scam that cost someone $200.0. Learn how to avoid falling victim.

I got a stack of notices from our health insurance company (through my husband's employer's plan) yesterday about out-of-network claims. There were 10 different claims for me from October 2025 from a vendor I didn't recognize - each for $200. My husband downloaded all of our family's claims for the past few years, and we compared them to doctor's visits, treatment, and names we recognized. We actually discovered $15K worth of fraudulent charges made against my insurance information over the past two years! He's trying to figure out how to report this. It's not always easy to track because the name that hits your insurance doesn't always match the person you saw, just because of how their office/account is set up. It makes it easy to overlook strange names. But these were all done in batches within a few days of each other, and all for the same round number. Anyone else see this before? How does one cancel and replace your insurance information!? I'm also curious what impact that has on my insurance/coverage! (I know someone who works on these kinds of investigations, and she confirmed these are exactly the kinds of cases she investigates regularly.)

🛡️ How to Protect Yourself

1

Report suspicious emails to your email provider

2

Never click links or download attachments from unsolicited emails

3

Use two-factor authentication on all accounts

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