University email donation scam cost me $140

A reddit report about a phishing scam that cost someone $140.0. Learn how to avoid falling victim.

Honestly I thought it was fishy from the start, but I'm surprised how easily I let myself be convinced and fooled into sending my money. Got an email from a university email address (not exactly sure how they did this, but I also found a fake university website that had the email listed there under a staff member) saying that some lady's husband died and she wanted to donate some of his belongings to students, but they would have to cover shipping costs. Obviously a scam, but I convinced myself it was legit and ended up sending over $140. As soon as I sent it over, I knew I got scammed. Not sure why my brain was so set on believing it wasn't a scam. Anyways, I sent it on Chime. Called Chime to report the transaction and of course they said they couldn't do anything because it was a P2P money transfer. My question is: can I dispute this with Bank of America or is that completely pointless? I sent the $140 from BofA to Chime and then sent the money over to the guy's account. I'm also wondering if I gave out way too much private information? This guy now has my full name, my home address, my university email.. I'm honestly more worried about all that data being sold and used maliciously than the $140 lesson tbh. I haven't been scammed in 8 years, so I guess I was overdue.

🛡️ How to Protect Yourself

1

Contact companies directly using official phone numbers

2

Protect your banking information and use secure connections

3

Install reputable antivirus software with email scanning

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