Fake Payday Loan Debt and Endless Harassing Calls

Starting about the 2nd of February, I’ve been receiving 2 calls a day. The first call came in and I missed it and returned the call. The person I spoke with asked if the last 4 of my SSN was - - - - and didn’t call me by name and said I owed $1300.00 on a payday loan to a “E Z LOAN” from the year 2020. When I advised this individual that I owe nothing to anyone, he said that the business had changed hands several times since then. When I said if I owe this money, why has it taken 6 years to contact me and why haven’t I received anything in “writing” to verify the debt. He then said: “so you are disputing the debt”, I said that I owe NO ONE any money and he hung up. For the last 3 months, like clockwork, I’ve been receiving 2 calls a day, Monday-Friday per my answering machine, to call a number and speak to a representative that’s handling my account. This is annoying and ridiculous because when the calls come in, my name is NEVER used and today, April 9th 2026, I also received a call, that I’m assuming is from a process server to inform me of legal papers that will be delivered to my residence. To not have gotten a “detailed” breakdown of this so-called debt by “registered” mail by now, indicates to me that this is a SCAM…. Has anyone else dealt with this company ?