Hi, so I don't know if anyone else has experienced this but here's some details.
- I don't own a credit card
- I have never owned a credit card
- I had no pending charges on my debit card
Today I went out with some friends and usually at the end of an outing I'll check my card because I want to see how much money I spent and if I went over or under the budget I set for the day. We went to a mall, I bought food at the food court and then some food at the movie theatre and then I bought some lotion at a store. It wasn't anything crazy.
At the end of the outing I check my card and I see a 1.97 transaction and then a $850 transaction from Concora.
What is this company? Why did they take money from my account? How is this possible? I don't have a credit card - I haven't used my card for days before this outing...
I tried calling my bank but it was already closed and I can't dispute these pending charges until they post. (I think that's also insane by the way? I have receipts for everything I bought today and it barely totals up to 70, so the fact that $850 has been taken out of my account by a company I didn't even know existed until today is insane?)
I locked my card and plan on calling my bank bright and early tomorrow.
Does anyone know what this is? Or what I can even do in this situation? I don't even know where to begin...
What the hell man, life is already hard enough to also have to deal with scams.
EDIT: I did manage to get in contact with my bank on Sunday - I was able to explain what happened and they closed my card down and I have to go to the bank in person to get a new one. (They could have mailed me one but I wanted to go in person to make sure they take care of that charge and I wanted to show my receipts.)
I did ask about the nature of the charge and they told me that the money was taken from my debit card and not my bank account directly (I didn't know there was a name for the type of transaction, I appreciate the commenters who clarified).
Thank you again to everyone who commented! I felt a little less panicked just sharing and seeing what everyone had to say. But also hopefully this helps others out in the event they see this weird company show up in their bank account...